Rithm Capital Corp. (RITM) Stock Price & Analysis
Rithm Capital Corp. (RITM) closed at USD 8.68 on Thursday, October 22, 2026, up 1.52% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 8.55; the Oct 22, 2026 session ranged USD 8.51–8.79 on volume of 10,008,015 shares. Market capitalization is $4.85B, with a 52-week range of USD 8.31–12.15 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 11:18 UTC.
Also available as compact Markdown for AI agents: nexqual.com/RITM.md
Key facts (RITM)
- Last four reported quarters (through Jun 30, 2026): revenue $5.06B, net income $465M (9.2% margin) (SEC filings).
- Valuation: P/E 10.4x (avg 7.5x at the last 3 fiscal year-ends), net debt $34.4B.
- Insider open-market sales, last ~7 months: 2 Form 4 filings, $896K; 2 not under a Rule 10b5-1 plan ($896K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Analysts: Buy (mean 1.64 on a 1–5 scale) (11 analysts), mean target USD 12.75 (range 10–14).
- Total return with dividends: 1Y -11.0% vs S&P 500 +14.9%; 5Y +25.5% vs S&P 500 +80.3%.
- Next earnings: 2026-10-23, EPS estimate USD 0.5, revenue estimate $1.46B.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (RITM)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $3.73B | $4.92B | $3.73B | $4.92B | $4.59B | $5.06B |
| Net income | $806M | $983M | $622M | $932M | $697M | $465M |
| EPS (diluted) | $1.51 | $1.80 | $1.10 | $1.67 | $1.04 | — |
| Net margin | 21.6% | 20.0% | 16.7% | 18.9% | 15.2% | 9.2% |
| Revenue growth | +123.6% | +32.0% | -24.1% | +31.7% | -6.7% | — |
| Cash + short-term investments | $1.33B | $1.34B | $1.29B | $1.46B | $1.85B | — |
| Total debt | $29.8B | $22.0B | $27.0B | $32.6B | $35.4B | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (RITM)
P/E 10.4x · P/S 1.0x · EV/Sales 7.8x · P/B 0.6x · Earnings yield 9.60% · Net debt $34.4B · EV $39.2B
P/E at fiscal year-ends: Dec 2025 8.5x, Dec 2024 5.8x, Dec 2023 8.3x.
Insider sales (SEC Form 4, open-market, last ~7 months) (RITM)
0 of 2 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-08-20 | Hebard Peggy Hwan | Director | 14,520 | $148K | 15% | No | Too little history (no open-market trades in 2023–2025) |
| 2026-05-20 | Saltzman David | Director | 80,922 | $748K | 64.6% | No | Too little history (no open-market trades in 2023–2025) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Analysts (RITM)
Consensus Buy (mean 1.64 on a 1–5 scale), 11 analysts; mean target USD 12.75 (low 10, high 14).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-12 | BTIG | Target lowered | Buy | $13 → $12 |
| 2026-08-21 | UBS | Target lowered | Buy | $14.5 → $14 |
| 2026-07-02 | Piper Sandler | Target lowered | Overweight | $14 → $12.5 |
Total return (dividends reinvested) (RITM)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | -11.0% | +25.5% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | -11.1% | +4.6% |
| Volatility (annualized) | 24.9% | 26.7% |
| Max drawdown | -27.3% (Jan 2026→Mar 2026) | -33.7% (May 2022→Sep 2022) |
RITM revenue by business segment (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Origination and Servicing | $704.2M | 54.9% | -23.9% |
| Commercial Real Estate | $186.0M | 14.5% | — |
| Asset management | $168.7M | 13.2% | +64.1% |
| Investment Portfolio | $117.0M | 9.1% | +4.0% |
| Residential Transitional Lending | $103.6M | 8.1% | +37.4% |
| Corporate Category | $2.7M | 0.2% | -13.9% |
| Total revenue | $1.28B | 100% | — |
RITM revenue by product line (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Servicing fee revenue, net and interest income from MSRs and MSR financing receivables | $614.6M | 47.9% | +6.9% |
| Interest income | $474.6M | 37.0% | -0.8% |
| Servicing revenue, net | $221.8M | 17.3% | -47.2% |
| Gain on originated residential mortgage loans, held-for-sale, net | $207.0M | 16.1% | +22.0% |
| Commercial real estate revenue | $182.1M | 14.2% | — |
| Asset management revenue | $142.2M | 11.1% | +49.7% |
| Other residential-related revenue | $54.6M | 4.3% | -3.6% |
| Property and maintenance | $47.5M | 3.7% | -4.0% |
| Other | $7.0M | 0.5% | -1.2% |
| Total revenue | $1.28B | 100% | — |
As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).
RITM suppliers, customers and competitors (named in its 10-K)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Partner | Rithm Property Trust Inc. (RPT) | “(A)Represents equity investments in (i) certain real estate joint ventures and redevelopment projects, (ii) various real estate services operating companies, (iii) funds managed by the Company (iv) the Credit Risk Transfer LLC (as defined in Note 18) that holds exposure in residential mortgage loan warehouse lines (measured at fair value under the FVO election), (v) Rithm Property Trust common and preferred securi…” |
| Partner | Darwin Homes | “This includes our strategic partnership with Darwin Homes, Inc. ("Darwin") to run a property management platform, Adoor Property Management LLC ("APM").” |
| Partner | Adoor Property Management | “This includes our strategic partnership with Darwin Homes, Inc. ("Darwin") to run a property management platform, Adoor Property Management LLC ("APM").” |
| Partner | Upgrade | “Our portfolio consists of consumer loans purchased through a forward-flow agreement with Upgrade, Inc. (the "Upgrade loans" or "Upgrade"), consumer loans purchased from Goldman Sachs in June 2023 (the "Marcus loans" or "Marcus") and consumer loans purchased from SpringCastle (the "SpringCastle loans" or "SpringCastle") held by Rithm Capital through certain limited liability companies (together, the "Consumer Loan …” |
| Partner | Valon Technologies | “In January 2026, we entered into an agreement with Valon Technologies, Inc. ("Valon Technologies") to migrate all of Newrez's mortgage servicing operations to Valon Technologies' SaaS servicing platform.” |
| Partner | Newrez | “In January 2026, we entered into an agreement with Valon Technologies, Inc. ("Valon Technologies") to migrate all of Newrez's mortgage servicing operations to Valon Technologies' SaaS servicing platform.” |
| Partner | Paramount Group | “Aside from our Paramount business, we maintain certain commercial real estate projects through joint ventures.” |
| Partner | Valon Mortgage | “In addition to our recently announced partnership with Valon, we also recently announced a partnership with HomeVision to develop an AI-powered mortgage underwriting platform.” |
Quoted from the company's 10-K filed Feb 19, 2026.
RITM analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $0.50 | $0.52 | -4.3% | $1.46B | 10 |
| Next quarter (ends Dec 2026) | $0.70 | $0.72 | -3.2% | $1.72B | 10 |
| Current fiscal year (ends Dec 2026) | $2.31 | $2.26 | +2.2% | $5.83B | 10 |
| Next fiscal year (ends Dec 2027) | $2.35 | $2.35 | -0.1% | $6.27B | 11 |
RITM options: expected move
Options price a move of about ±7.2% (±$0.63) by Nov 20, 2026, which includes earnings on Oct 23, 2026. Over the last 8 reports the stock moved ±3.3% on average.
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Nov 20, 2026 | 28 | 30.1% | ±7.2% |
| Dec 18, 2026 | 56 | 25.6% | ±9.0% |
| Jan 15, 2027 | 84 | 27.6% | ±12.2% |
| Feb 19, 2027 | 119 | 26.1% | ±13.0% |
| May 21, 2027 | 210 | 30.4% | ±19.7% |
30-day implied volatility 27.5% vs 26% realized over the last 30 trading days. Put/call ratio (volume) 1.63. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 11:18 UTC)
| Price | USD 8.68 |
|---|---|
| Change | ▲ 1.52% (up) |
| Previous Close | USD 8.55 |
| Open | USD 8.53 |
| Day Range | USD 8.51 – 8.79 |
| 52-Week Range | USD 8.31 – 12.15 |
| Volume | 10,008,015 shares |
| Market Cap | $4.85B |
| Exchange | NYQ |
Technical Analysis (RITM)
Nexqual's technical model rates RITM "STRONG SELL" based on 0 bullish and 5 bearish signals across 127 daily candles, as of October 23, 2026 at 11:18 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 41.2 (neutral) |
| vs SMA50 | Below (USD 9.42) |
| MACD | -0.23 (negative) |
Analyst Ratings (RITM)
Wall Street analysts rate RITM "Buy" based on 11 analysts, with a mean price target of USD 12.75 (range USD 10–14), per Nexqual as of October 23, 2026 at 11:18 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 11 |
| Mean Target | USD 12.75 |
| High Target | USD 14 |
| Low Target | USD 10 |
| Buy / Hold / Sell | 11 / 0 / 0 |
Earnings (RITM)
| Next Earnings Date | 2026-10-23 |
|---|---|
| EPS Estimate | USD 0.5 |
| Revenue Estimate | $1.46B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.6 vs est 0.5 ▲ beat |
| 2026-03-31 | USD 0.51 vs est 0.5 ▲ beat |
| 2025-12-31 | USD 0.74 vs est 0.58 ▲ beat |
| 2025-09-30 | USD 0.54 vs est 0.52 ▲ beat |
Source: Nexqual, October 23, 2026 at 11:18 UTC.
Financials & Fundamentals (RITM)
| Total Revenue | $4.32B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +9.70% |
| Gross Margin | +95.56% |
| Operating Margin | +7.94% |
| Profit Margin | +10.78% |
| ROE | +5.59% |
| Debt / Equity | 3.88 |
| Current Ratio | 1.07 |
| Total Cash | $1.73B |
| Total Debt | $36.63B |
Source: Nexqual, October 23, 2026 at 11:18 UTC.
Financial Health Score (RITM)
Nexqual rates Rithm Capital Corp.'s overall financial health "Weak" across five dimensions, as of October 23, 2026 at 11:18 UTC.
| Growth | Critical — Revenue -12% YoY (annual), sharp decline |
|---|---|
| Profitability | Mixed — Operating margin 8% |
| Balance Sheet | Critical — $1.66B cash and investments vs $36.0B debt (Jun 2026, SEC) |
| Cash Flow | Weak — Operating cash flow -$1.29B (FY ended Dec 2025, 10-K) |
| Efficiency | Mixed — ROE 6%, ROA 1.0% |
Ownership (RITM)
| Insider Ownership | +0.50% |
|---|---|
| Institutional Ownership | +62.57% |
| Shares Outstanding | 558.41M |
| Float | 555.91M |
| Short % of Float | +6.19% |
Source: Nexqual, October 23, 2026 at 11:18 UTC.
Leadership (RITM)
Rithm Capital Corp. is led by Michael B. Nierenberg, Chairman, President & CEO, per Nexqual as of October 23, 2026 at 11:18 UTC.
| Chairman, President & CEO | Michael B. Nierenberg |
|---|---|
| CFO, Chief Accounting Officer & Treasurer | Nicola Santoro Jr. |
| Managing Director | Andrew Sloves |
| Managing Director | Varun Wadhawan |
| Managing Director | Sanjeev Khanna |
Major Backers & Investors (RITM)
Notable institutional backers of Rithm Capital Corp. include Wellington Management, NORGES BANK, Charles Schwab Investment Management, Inc., according to Nexqual as of October 23, 2026 at 11:18 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Wellington Management | 2.08% |
| NORGES BANK | 1.43% |
| Charles Schwab Investment Management, Inc. | 1.27% |
| Bank of America Corporation | 1.21% |
| Morgan Stanley | 1.16% |
| Fidelity | 0.51% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 12.7% |
| Vanguard Group | 9.66% |
| State Street | 3.35% |
| Geode Capital | 1.81% |
Source: Nexqual, October 23, 2026 at 11:18 UTC.
From Rithm Capital Corp.'s Latest SEC 10-K Filing (filed 2026-02-19)
Key Strengths & Strategy (as disclosed to the SEC)
- Our platform integrates operating companies, investment portfolios and asset management capabilities across the residential mortgage, real estate and credit markets.
Partnerships
- Our portfolio consists of consumer loans purchased through a forward-flow agreement with Upgrade, Inc. (the "Upgrade loans" or "Upgrade"), consumer loans purchased from Goldman Sachs in June 2023 (the "Marcus loans" or "Marcus") and consumer loans purchased from SpringCastle (the "SpringCastle loans" or "SpringCastle") held by Rithm Capital through certain limited liability companies (together, the "Consumer Loan Companies").
- The duties of servicers of residential mortgage loans that have been securitized are generally required to be performed in accordance with industry-accepted servicing practices and the terms of the relevant pooling and servicing agreement, mortgage note and applicable law.
Legal & Regulatory Risks (Item 1A, quoted)
- Regulatory scrutiny regarding foreclosure processes could lengthen foreclosure timelines, which could increase advances and materially and adversely affect our business, financial condition, results of operations and liquidity.
- The federal conservatorships of Fannie Mae and Freddie Mac and related efforts, along with any changes in laws and regulations affecting the relationship between these agencies and the U.S. government, may adversely affect our business.
- Regulatory changes in jurisdictions outside the U.S. could adversely affect our business.
- Our introduction of new underwriting programs involving digital assets could subject us to increased regulatory, market and operational risks.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| STWD | STARWOOD PROPERTY TRUST, INC. S | USD 12.58 | ▲ 3.71% |
| DX | Dynex Capital, Inc. | USD 11.05 | ▼ 0% |
| AGNC | AGNC Investment Corp. | USD 8.89 | ▲ 1.25% |
| ARR | ARMOUR Residential REIT, Inc. | USD 12.69 | ▼ 0.94% |
| BXMT | Blackstone Mortgage Trust, Inc. | USD 10.58 | ▲ 3.73% |
| NLY | Annaly Capital Management Inc. | USD 18.34 | ▲ 1.83% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 11:18 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt