Navient Corp (NAVI) Stock Price & Analysis
Navient Corp (NAVI) fell 2.49% to USD 8.23 as of July 25, 2026 at 02:21 UTC, according to Nexqual real-time market data.
NAVI last closed at USD 8.44; the session ranged USD 8.18–8.69 on volume of 830,668 shares. Market capitalization is $773.53M, with a 52-week range of USD 7.33–14.2 (NMS). Source: Nexqual, July 25, 2026 at 02:21 UTC.
Key Statistics (as of July 25, 2026 at 02:21 UTC)
| Price | USD 8.23 |
|---|---|
| Change | ▼ 2.49% (down) |
| Previous Close | USD 8.44 |
| Open | USD 8.47 |
| Day Range | USD 8.18 – 8.69 |
| 52-Week Range | USD 7.33 – 14.2 |
| Volume | 830,668 shares |
| Market Cap | $773.53M |
| Exchange | NMS |
Technical Analysis (NAVI)
Nexqual's technical model rates NAVI "SELL" based on 1 bullish and 4 bearish signals across 125 daily candles, as of July 25, 2026 at 02:21 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 47.06 (neutral) |
| vs SMA50 | Below (USD 8.26) |
| MACD | 0.06 (positive) |
Analyst Ratings (NAVI)
Wall Street analysts rate NAVI "Hold" based on 8 analysts, with a mean price target of USD 9.06 (range USD 8–13), per Nexqual as of July 25, 2026 at 02:21 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 8 |
| Mean Target | USD 9.06 |
| High Target | USD 13 |
| Low Target | USD 8 |
| Buy / Hold / Sell | 1 / 4 / 3 |
Earnings (NAVI)
| Next Earnings Date | 2026-08-06 |
|---|---|
| EPS Estimate | USD 0.2 |
| Revenue Estimate | $135.48M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.2 vs est 0.16 ▲ beat |
| 2025-12-31 | USD 0.02 vs est 0.31 ▼ miss |
| 2025-09-30 | USD -0.84 vs est 0.18 ▼ miss |
| 2025-06-30 | USD 0.2 vs est 0.27 ▼ miss |
Source: Nexqual, July 25, 2026 at 02:21 UTC.
Financials & Fundamentals (NAVI)
| Total Revenue | $329.00M |
|---|---|
| Revenue Growth (YoY) | -0.80% |
| Gross Margin | +100.00% |
| Operating Margin | +25.60% |
| Profit Margin | -18.54% |
| ROE | -2.46% |
| Debt / Equity | 1,900 |
| Current Ratio | 7.86 |
| Total Cash | $657.00M |
| Total Debt | $45.20B |
Source: Nexqual, July 25, 2026 at 02:21 UTC.
Financial Health Score (NAVI)
Nexqual rates Navient Corp's overall financial health "Weak" across five dimensions, as of July 25, 2026 at 02:21 UTC.
| Growth | Weak — Revenue -4% YoY (annual), declining |
|---|---|
| Profitability | Solid — Operating margin 26% |
| Balance Sheet | Weak — $657M cash vs $45.2B debt |
| Cash Flow | Solid — Operating cash flow $323M |
| Efficiency | Critical — ROE -2%, ROA -0.1% |
Ownership (NAVI)
| Insider Ownership | +2.29% |
|---|---|
| Institutional Ownership | +103.26% |
| Shares Outstanding | 93.99M |
| Float | 62.41M |
| Short % of Float | +24.24% |
Source: Nexqual, July 25, 2026 at 02:21 UTC.
Leadership (NAVI)
Navient Corp is led by Edward John Bramson (age 74), CEO, President & Chairman of the Board, per Nexqual as of July 25, 2026 at 02:21 UTC.
| CEO, President & Chairman of the Board | Edward John Bramson (age 74) |
|---|---|
| Executive VP, Principal Accounting Officer & CFO | Stephen M. Hauber (age 50) |
| COO & Executive VP | Troy Standish (age 50) |
| Vice President of Corporate Communications | Paul Hartwick |
| Chief Marketing Officer of Earnest | Shanee Ben-Zur |
Major Backers & Investors (NAVI)
Notable institutional backers of Navient Corp include Sherborne Investors Management, LP, American Century Companies Inc, Charles Schwab Investment Management, Inc., according to Nexqual as of July 25, 2026 at 02:21 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Sherborne Investors Management, LP | 31.33% |
| American Century Companies Inc | 4.04% |
| Charles Schwab Investment Management, Inc. | 2.33% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 1.99% |
| Charles Schwab | 1.63% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 19.58% |
| Vanguard Group | 12.42% |
| Dimensional Fund Advisors | 6.79% |
| State Street | 2.77% |
| Geode Capital | 1.85% |
Source: Nexqual, July 25, 2026 at 02:21 UTC.
From Navient Corp's Latest SEC 10-K Filing (filed 2026-02-26)
Key Strengths & Strategy (as disclosed to the SEC)
- Navient Corporation provides technology-enabled education finance for education in the United States.
- It operates through two segments: Federal Education Loans and Consumer Lending.
- The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand.
- It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| SLM | SLM Corporation | USD 24.29 | ▼ 3.69% |
| UNM | Unum Group | USD 86.22 | ▼ 1.79% |
| IVZ | Invesco Ltd | USD 29.93 | ▼ 1.87% |
| NWSA | News Corporation | USD 26.76 | ▼ 2.12% |
| NTRS | Northern Trust Corporation | USD 180.52 | ▲ 1.04% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 02:21 UTC. This page is informational and not investment advice.