South Plains Financial, Inc. (SPFI) Stock Price & Analysis
South Plains Financial, Inc. (SPFI) rose 0.86% to USD 44.63 as of July 25, 2026 at 06:39 UTC, according to Nexqual real-time market data.
SPFI last closed at USD 44.25; the session ranged USD 43.75–45.19 on volume of 116,095 shares. Market capitalization is $840.79M, with a 52-week range of USD 35.34–46.94 (NMS). Source: Nexqual, July 25, 2026 at 06:39 UTC.
Key Statistics (as of July 25, 2026 at 06:39 UTC)
| Price | USD 44.63 |
|---|---|
| Change | ▲ 0.86% (up) |
| Previous Close | USD 44.25 |
| Open | USD 44.47 |
| Day Range | USD 43.75 – 45.19 |
| 52-Week Range | USD 35.34 – 46.94 |
| Volume | 116,095 shares |
| Market Cap | $840.79M |
| Exchange | NMS |
Technical Analysis (SPFI)
Nexqual's technical model rates SPFI "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 06:39 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 59.94 (neutral) |
| vs SMA50 | Above (USD 41.82) |
| MACD | 0.69 (positive) |
Analyst Ratings (SPFI)
Wall Street analysts rate SPFI "Buy" based on 4 analysts, with a mean price target of USD 50.75 (range USD 50–53), per Nexqual as of July 25, 2026 at 06:39 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 4 |
| Mean Target | USD 50.75 |
| High Target | USD 53 |
| Low Target | USD 50 |
| Buy / Hold / Sell | 4 / 0 / 0 |
Earnings (SPFI)
| Next Earnings Date | 2026-10-22 |
|---|---|
| EPS Estimate | USD 0.99 |
| Revenue Estimate | $65.22M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1 vs est 0.94 ▲ beat |
| 2026-03-31 | USD 0.85 vs est 0.88 ▼ miss |
| 2025-12-31 | USD 0.9 vs est 0.88 ▲ beat |
| 2025-09-30 | USD 0.96 vs est 0.86 ▲ beat |
Source: Nexqual, July 25, 2026 at 06:39 UTC.
Financials & Fundamentals (SPFI)
| Total Revenue | $223.82M |
|---|---|
| Revenue Growth (YoY) | +23.00% |
| Gross Margin | +0.00% |
| Operating Margin | +37.85% |
| Profit Margin | +29.09% |
| ROE | +12.02% |
| Total Cash | $787.76M |
| Total Debt | $60.49M |
Source: Nexqual, July 25, 2026 at 06:39 UTC.
Financial Health Score (SPFI)
Nexqual rates South Plains Financial, Inc.'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 06:39 UTC.
| Growth | Solid — Revenue +9% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $788M cash vs $60M debt, net cash position |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 12%, ROA 1.3% |
Ownership (SPFI)
| Insider Ownership | +16.67% |
|---|---|
| Institutional Ownership | +40.87% |
| Shares Outstanding | 18.84M |
| Float | 14.79M |
| Short % of Float | +3.48% |
Source: Nexqual, July 25, 2026 at 06:39 UTC.
Leadership (SPFI)
South Plains Financial, Inc. is led by Curtis C. Griffith (age 72), Chairman & CEO, per Nexqual as of July 25, 2026 at 06:39 UTC.
| Chairman & CEO | Curtis C. Griffith (age 72) |
|---|---|
| Executive VP, COO & Director | Cory T. Newsom (age 57) |
| CFO & Treasurer | Steven B. Crockett (age 53) |
| Senior VP of City Bank & COO of City Bank | Paul A. Ehlers (age 54) |
| President of Windmark Insurance & Senior VP of Insurance Development of City Bank | Kelly L. Deterding (age 66) |
Major Backers & Investors (SPFI)
Notable institutional backers of South Plains Financial, Inc. include American Century Companies Inc, Acadian Asset Management. LLC, JPMorgan, according to Nexqual as of July 25, 2026 at 06:39 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 4.15% |
| Acadian Asset Management. LLC | 2.57% |
| JPMorgan | 2.54% |
| Two Sigma Investments, LP | 0.91% |
| Bridgeway Capital Management, LLC | 0.86% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 8.17% |
| Vanguard Group | 5.78% |
| State Street | 2.96% |
| Dimensional Fund Advisors | 2.27% |
| Geode Capital | 1.53% |
Source: Nexqual, July 25, 2026 at 06:39 UTC.
From South Plains Financial, Inc.'s Latest SEC 10-K Filing (filed 2026-03-05)
Key Strengths & Strategy (as disclosed to the SEC)
- The FHLB allows us to borrow, both short and long-term, on a blanket floating lien status collateralized by first mortgage loans and commercial real estate loans as well as FHLB stock.
Partnerships
- Issuer Purchases of Securities On February 21, 2024, the Company's board of directors approved a stock repurchase program pursuant to which the Company may, from time to time, purchase up to $10.0 million of its outstanding shares of common stock (the "Program").
- Upon the expiration of the Program, on February 21, 2025, the Company's board of directors approved a new stock repurchase program pursuant to which the Company may, from time to time, purchase up to $15.0 million of its outstanding shares of common stock (the "New Program").
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| RRBI | Red River Bancshares, Inc. | USD 99.49 | ▲ 2.94% |
| MCBS | MetroCity Bankshares, Inc. | USD 36.57 | ▲ 1.75% |
| RBB | RBB Bancorp | USD 26.28 | ▼ 0.64% |
| SMBK | SmartFinancial, Inc. | USD 50.01 | ▲ 3.11% |
| HBT | HBT Financial, Inc. | USD 33.29 | ▲ 2.81% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 06:39 UTC. This page is informational and not investment advice.