South Plains Financial, Inc. (SPFI) Stock Price & Analysis
South Plains Financial, Inc. (SPFI) rose 0.51% to USD 41.46 as of June 10, 2026 at 05:07 UTC, according to Nexqual real-time market data.
SPFI last closed at USD 41.25; the session ranged USD 41.26–42 on volume of 82,427 shares. Market capitalization is $793.78M, with a 52-week range of USD 33.66–45.09 (NMS). Source: Nexqual, June 10, 2026 at 05:07 UTC.
Key Statistics (as of June 10, 2026 at 05:07 UTC)
| Price | USD 41.46 |
|---|---|
| Change | ▲ 0.51% (up) |
| Previous Close | USD 41.25 |
| Open | USD 41.3 |
| Day Range | USD 41.26 – 42 |
| 52-Week Range | USD 33.66 – 45.09 |
| Volume | 82,427 shares |
| Market Cap | $793.78M |
| Exchange | NMS |
Technical Analysis (SPFI)
Nexqual's technical model rates SPFI "NEUTRAL" based on 3 bullish and 2 bearish signals across 123 daily candles, as of June 10, 2026 at 05:07 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 51.69 (neutral) |
| vs SMA50 | Below (USD 41.63) |
| MACD | -0.12 (negative) |
Analyst Ratings (SPFI)
Wall Street analysts rate SPFI "None" based on 3 analysts, with a mean price target of USD 47 (range USD 46–48), per Nexqual as of June 10, 2026 at 05:07 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 47 |
| High Target | USD 48 |
| Low Target | USD 46 |
| Buy / Hold / Sell | 3 / 0 / 0 |
Earnings (SPFI)
| Next Earnings Date | 2026-07-15 |
|---|---|
| EPS Estimate | USD 0.95 |
| Revenue Estimate | $64.12M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.85 vs est 0.88 ▼ miss |
| 2025-12-31 | USD 0.9 vs est 0.88 ▲ beat |
| 2025-09-30 | USD 0.96 vs est 0.86 ▲ beat |
| 2025-06-30 | USD 0.86 vs est 0.77 ▲ beat |
Source: Nexqual, June 10, 2026 at 05:07 UTC.
Financials & Fundamentals (SPFI)
| Total Revenue | $211.85M |
|---|---|
| Revenue Growth (YoY) | +10.60% |
| Gross Margin | +0.00% |
| Operating Margin | +34.07% |
| Profit Margin | +28.66% |
| ROE | +12.80% |
| Total Cash | $730.79M |
| Total Debt | $60.62M |
Source: Nexqual, June 10, 2026 at 05:07 UTC.
Financial Health Score (SPFI)
Nexqual rates South Plains Financial, Inc.'s overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 05:07 UTC.
| Growth | Solid — Revenue +9% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $731M cash vs $61M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $68M |
| Efficiency | Mixed — ROE 13%, ROA 1.3% |
Ownership (SPFI)
| Insider Ownership | +17.97% |
|---|---|
| Institutional Ownership | +39.60% |
| Shares Outstanding | 19.15M |
| Float | 15.29M |
| Short % of Float | +1.81% |
Source: Nexqual, June 10, 2026 at 05:07 UTC.
Leadership (SPFI)
South Plains Financial, Inc. is led by Curtis C. Griffith (age 72), Chairman & CEO, per Nexqual as of June 10, 2026 at 05:07 UTC.
| Chairman & CEO | Curtis C. Griffith (age 72) |
|---|---|
| President & Director | Cory T. Newsom (age 57) |
| CFO & Treasurer | Steven B. Crockett (age 53) |
| Senior VP of City Bank & COO of City Bank | Paul A. Ehlers (age 53) |
| President of Windmark Insurance & Senior VP of Insurance Development of City Bank | Kelly L. Deterding (age 66) |
Major Backers & Investors (SPFI)
Notable institutional backers of South Plains Financial, Inc. include American Century Companies Inc, Acadian Asset Management. LLC, JPMorgan, according to Nexqual as of June 10, 2026 at 05:07 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 3.96% |
| Acadian Asset Management. LLC | 2.57% |
| JPMorgan | 2.54% |
| Two Sigma Investments, LP | 0.91% |
| Bridgeway Capital Management, LLC | 0.86% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 8.15% |
| Vanguard Group | 5.78% |
| State Street | 2.53% |
| Dimensional Fund Advisors | 2.27% |
| Geode Capital | 1.53% |
Source: Nexqual, June 10, 2026 at 05:07 UTC.
From South Plains Financial, Inc.'s Latest SEC 10-K Filing (filed 2026-03-05)
Key Strengths & Strategy (as disclosed to the SEC)
- The FHLB allows us to borrow, both short and long-term, on a blanket floating lien status collateralized by first mortgage loans and commercial real estate loans as well as FHLB stock.
Partnerships
- Issuer Purchases of Securities On February 21, 2024, the Company's board of directors approved a stock repurchase program pursuant to which the Company may, from time to time, purchase up to $10.0 million of its outstanding shares of common stock (the "Program").
- Upon the expiration of the Program, on February 21, 2025, the Company's board of directors approved a new stock repurchase program pursuant to which the Company may, from time to time, purchase up to $15.0 million of its outstanding shares of common stock (the "New Program").
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| RRBI | Red River Bancshares, Inc. | USD 90.75 | ▼ 0.54% |
| MCBS | MetroCity Bankshares, Inc. | USD 34.27 | ▲ 1.45% |
| RBB | RBB Bancorp | USD 24.5 | ▲ 2.08% |
| SMBK | SmartFinancial, Inc. | USD 43.55 | ▲ 3.03% |
| HBT | HBT Financial, Inc. | USD 29.76 | ▲ 2.8% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 05:07 UTC. This page is informational and not investment advice.