Universal Insurance Holdings, Inc. (UVE) Stock Price & Analysis
Universal Insurance Holdings, Inc. (UVE) closed at USD 46.84 on Thursday, October 15, 2026, up 0.30% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 46.7; the Oct 15, 2026 session ranged USD 46.52–47.68 on volume of 223,689 shares. Market capitalization is $1.30B, with a 52-week range of USD 27.89–47.68 (NYQ). Source: Nexqual, retrieved October 16, 2026 at 05:22 UTC.
Also available as compact Markdown for AI agents: nexqual.com/UVE.md
Key facts (UVE)
- Analysts: Hold (mean 3.00 on a 1–5 scale) (1 analysts), mean target USD 45 (range 45–45).
- Total return with dividends: 1Y +71.2% vs S&P 500 +18.1%; 5Y +326.7% vs S&P 500 +85.1%.
- Next earnings: 2026-10-22, EPS estimate USD 1.34, revenue estimate $385M.
Analysts (UVE)
Consensus Hold (mean 3.00 on a 1–5 scale), 1 analysts; mean target USD 45 (low 45, high 45).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-27 | Piper Sandler | Target raised | Neutral | $44 → $45 |
| 2026-07-15 | Piper Sandler | Downgrade | Overweight → Neutral | $44 |
Total return (dividends reinvested) (UVE)
| 1Y (from 2025-10-16) | 5Y (from 2021-10-11) | |
|---|---|---|
| Total return | +71.2% | +326.7% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +71.5% | +33.6% |
| Volatility (annualized) | 36.9% | 40.1% |
| Max drawdown | -17.7% (Dec 2025→Jan 2026) | -54.1% (Jan 2022→Oct 2022) |
Key Statistics (as of October 16, 2026 at 05:22 UTC)
| Price | USD 46.84 |
|---|---|
| Change | ▲ 0.30% (up) |
| Previous Close | USD 46.7 |
| Open | USD 47.39 |
| Day Range | USD 46.52 – 47.68 |
| 52-Week Range | USD 27.89 – 47.68 |
| Volume | 223,689 shares |
| Market Cap | $1.30B |
| Exchange | NYQ |
Technical Analysis (UVE)
Nexqual's technical model rates UVE "BUY" based on 5 bullish and 1 bearish signals across 127 daily candles, as of October 16, 2026 at 05:22 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 65.67 (neutral) |
| vs SMA50 | Above (USD 43.8) |
| MACD | 0.92 (positive) |
Analyst Ratings (UVE)
Wall Street analysts rate UVE "Hold" based on 1 analysts, with a mean price target of USD 45 (range USD 45–45), per Nexqual as of October 16, 2026 at 05:22 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 1 |
| Mean Target | USD 45 |
| High Target | USD 45 |
| Low Target | USD 45 |
| Buy / Hold / Sell | 0 / 1 / 0 |
Earnings (UVE)
| Next Earnings Date | 2026-10-22 |
|---|---|
| EPS Estimate | USD 1.34 |
| Revenue Estimate | $385.44M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.84 vs est 1.43 ▲ beat |
| 2026-03-31 | USD 2 vs est 1.39 ▲ beat |
| 2025-12-31 | USD 2.17 vs est 1.3 ▲ beat |
| 2025-09-30 | USD 1.36 vs est -0.58 ▲ beat |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Financials & Fundamentals (UVE)
| Total Revenue | $1.63B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +6.70% |
| Gross Margin | +25.87% |
| Operating Margin | +19.11% |
| Profit Margin | +13.49% |
| ROE | +40.16% |
| Debt / Equity | 0.15 |
| Current Ratio | 0.57 |
| Total Cash | $532.16M |
| Total Debt | $97.85M |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Financial Health Score (UVE)
Nexqual rates Universal Insurance Holdings, Inc.'s overall financial health "Solid" across five dimensions, as of October 16, 2026 at 05:22 UTC.
| Growth | Solid — Revenue +5% YoY (annual) |
|---|---|
| Profitability | Solid — Gross margin 26%, operating 19% |
| Balance Sheet | Solid — $532M cash vs $98M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $344M (TTM) |
| Efficiency | Strong — ROE 40%, ROA 5.7% |
Ownership (UVE)
| Insider Ownership | +11.09% |
|---|---|
| Institutional Ownership | +77.79% |
| Shares Outstanding | 27.83M |
| Float | 25.32M |
| Short % of Float | +5.15% |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Leadership (UVE)
Universal Insurance Holdings, Inc. is led by Stephen Joseph Donaghy (age 60), CEO & Director, per Nexqual as of October 16, 2026 at 05:22 UTC.
| CEO & Director | Stephen Joseph Donaghy (age 60) |
|---|---|
| Executive Chairman | Sean Patrick Downes (age 55) |
| Chief Financial Officer | Frank Crawford Wilcox (age 59) |
| Chief Information Officer, Chief Administrative Officer & Director | Kimberly Denice Campos (age 47) |
| Chief Operating Officer | Michael J. Poloskey (age 55) |
Major Backers & Investors (UVE)
Notable institutional backers of Universal Insurance Holdings, Inc. include American Century Companies Inc, Donald Smith & Co., Inc., Two Sigma Investments, LP, according to Nexqual as of October 16, 2026 at 05:22 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 7.64% |
| Donald Smith & Co., Inc. | 2.59% |
| Two Sigma Investments, LP | 2.15% |
| Morgan Stanley | 2.12% |
| Fidelity | 1% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 12.91% |
| Vanguard Group | 12.16% |
| Dimensional Fund Advisors | 5.36% |
| Geode Capital | 3.19% |
| State Street | 2.31% |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| HRTG | Heritage Insurance Holdings, In | USD 36.61 | ▲ 1.1% |
| HCI | HCI Group, Inc. | USD 196.38 | ▼ 1.26% |
| SIGI | Selective Insurance Group, Inc. | USD 87.3 | ▲ 2.52% |
| UFCS | United Fire Group, Inc | USD 55.4 | ▼ 0.68% |
| EIG | Employers Holdings Inc | USD 50.45 | ▲ 1.39% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:22 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt