Universal Insurance Holdings, Inc. (UVE) Stock Price & Analysis
Universal Insurance Holdings, Inc. (UVE) rose 10.43% to USD 41.61 as of July 26, 2026 at 05:58 UTC, according to Nexqual real-time market data.
UVE last closed at USD 37.68; the session ranged USD 39.47–42.12 on volume of 307,672 shares. Market capitalization is $1.16B, with a 52-week range of USD 21.96–43.96 (NYQ). Source: Nexqual, July 26, 2026 at 05:58 UTC.
Key Statistics (as of July 26, 2026 at 05:58 UTC)
| Price | USD 41.61 |
|---|---|
| Change | ▲ 10.43% (up) |
| Previous Close | USD 37.68 |
| Open | USD 39.75 |
| Day Range | USD 39.47 – 42.12 |
| 52-Week Range | USD 21.96 – 43.96 |
| Volume | 307,672 shares |
| Market Cap | $1.16B |
| Exchange | NYQ |
Technical Analysis (UVE)
Nexqual's technical model rates UVE "BUY" based on 4 bullish and 1 bearish signals across 125 daily candles, as of July 26, 2026 at 05:58 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 58.2 (neutral) |
| vs SMA50 | Above (USD 39.15) |
| MACD | -0.1 (negative) |
Analyst Ratings (UVE)
Wall Street analysts rate UVE "Hold" based on 1 analysts, with a mean price target of USD 44 (range USD 44–44), per Nexqual as of July 26, 2026 at 05:58 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 1 |
| Mean Target | USD 44 |
| High Target | USD 44 |
| Low Target | USD 44 |
| Buy / Hold / Sell | 0 / 1 / 0 |
Earnings (UVE)
| Next Earnings Date | 2026-10-22 |
|---|---|
| EPS Estimate | USD 0.01 |
| Revenue Estimate | $383.29M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.84 vs est 1.43 ▲ beat |
| 2026-03-31 | USD 2 vs est 1.39 ▲ beat |
| 2025-12-31 | USD 2.17 vs est 1.3 ▲ beat |
| 2025-09-30 | USD 1.36 vs est -0.58 ▲ beat |
Source: Nexqual, July 26, 2026 at 05:58 UTC.
Financials & Fundamentals (UVE)
| Total Revenue | $1.60B |
|---|---|
| Revenue Growth (YoY) | -0.30% |
| Gross Margin | +24.03% |
| Operating Margin | +18.62% |
| Profit Margin | +12.22% |
| ROE | +38.88% |
| Debt / Equity | 17.15 |
| Current Ratio | 0.55 |
| Total Cash | $595.77M |
| Total Debt | $100.29M |
| Free Cash Flow | $338.45M |
Source: Nexqual, July 26, 2026 at 05:58 UTC.
Financial Health Score (UVE)
Nexqual rates Universal Insurance Holdings, Inc.'s overall financial health "Solid" across five dimensions, as of July 26, 2026 at 05:58 UTC.
| Growth | Solid — Revenue +5% YoY (annual) |
|---|---|
| Profitability | Mixed — Gross margin 24%, operating 19% |
| Balance Sheet | Solid — $596M cash vs $100M debt, net cash position |
| Cash Flow | Strong — FCF $338M, 21% margin |
| Efficiency | Strong — ROE 39%, ROA 6.1% |
Ownership (UVE)
| Insider Ownership | +11.31% |
|---|---|
| Institutional Ownership | +75.75% |
| Shares Outstanding | 27.91M |
| Float | 25.34M |
| Short % of Float | +5.82% |
Source: Nexqual, July 26, 2026 at 05:58 UTC.
Leadership (UVE)
Universal Insurance Holdings, Inc. is led by Stephen Joseph Donaghy (age 60), CEO & Director, per Nexqual as of July 26, 2026 at 05:58 UTC.
| CEO & Director | Stephen Joseph Donaghy (age 60) |
|---|---|
| Executive Chairman | Sean Patrick Downes (age 55) |
| Chief Financial Officer | Frank Crawford Wilcox (age 59) |
| Chief Information Officer, Chief Administrative Officer & Director | Kimberly Denice Campos (age 47) |
| Chief Operating Officer | Michael J. Poloskey (age 55) |
Major Backers & Investors (UVE)
Notable institutional backers of Universal Insurance Holdings, Inc. include American Century Companies Inc, Donald Smith & Co., Inc., Two Sigma Investments, LP, according to Nexqual as of July 26, 2026 at 05:58 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 6.85% |
| Donald Smith & Co., Inc. | 4.2% |
| Two Sigma Investments, LP | 2.36% |
| Goldman Sachs | 2.34% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Targeted Value Portfolio | 1.46% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 11.47% |
| Vanguard Group | 11.26% |
| Dimensional Fund Advisors | 5.32% |
| Geode Capital | 3.19% |
| State Street | 2.17% |
Source: Nexqual, July 26, 2026 at 05:58 UTC.
From Universal Insurance Holdings, Inc.'s Latest SEC 10-K Filing (filed 2026-02-27)
Key Strengths & Strategy (as disclosed to the SEC)
- Overview We are a vertically integrated holding company offering property and casualty insurance and value-added insurance services.
- From time to time, public policy preferences and perceptions affect the insurance market, including insurers' efforts to effectively maintain rates that allow us to reach targeted levels of rate adequacy and profitability.
Partnerships
- During 2025, there were two authorized repurchase plans in effect: • On March 11, 2024, our Board of Directors authorized the repurchase of up to $20.0 million of our common stock through March 11, 2026 (the "March 2026 Share Repurchase Program") pursuant to which we repurchased 977,616 shares of our common stock at an aggregate cost of approximately $20.0 million.
- As of December 31, 2025, we have repurchased all common stock under the March 2026 Share Repurchase Program. • On May 1, 2025, our Board of Directors authorized the repurchase of up to $20.0 million of our common stock through May 1, 2027 (the "May 2027 Share Repurchase Program"), pursuant to which we have repurchased 737,462 shares of our common stock at an aggregate cost of approximately $19.8 million from program inception through December 31, 2025.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| HCI | HCI Group, Inc. | USD 178.83 | ▲ 1.83% |
| HRTG | Heritage Insurance Holdings, In | USD 27.82 | ▲ 6.06% |
| SIGI | Selective Insurance Group, Inc. | USD 96.33 | ▲ 0.26% |
| UFCS | United Fire Group, Inc | USD 51.33 | ▲ 3.57% |
| EIG | Employers Holdings Inc | USD 49.79 | ▲ 0.81% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 26, 2026 at 05:58 UTC. This page is informational and not investment advice.