World Acceptance Corp (WRLD) Stock Price & Analysis
World Acceptance Corp (WRLD) rose 13.03% to USD 204.67 as of July 25, 2026 at 01:45 UTC, according to Nexqual real-time market data.
WRLD last closed at USD 181.08; the session ranged USD 186.59–217.42 on volume of 352,188 shares. Market capitalization is $949.73M, with a 52-week range of USD 110–227.68 (NMS). Source: Nexqual, July 25, 2026 at 01:45 UTC.
Key Statistics (as of July 25, 2026 at 01:45 UTC)
| Price | USD 204.67 |
|---|---|
| Change | ▲ 13.03% (up) |
| Previous Close | USD 181.08 |
| Open | USD 186.59 |
| Day Range | USD 186.59 – 217.42 |
| 52-Week Range | USD 110 – 227.68 |
| Volume | 352,188 shares |
| Market Cap | $949.73M |
| Exchange | NMS |
Technical Analysis (WRLD)
Nexqual's technical model rates WRLD "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 01:45 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 60.69 (neutral) |
| vs SMA50 | Above (USD 181.44) |
| MACD | 1.94 (positive) |
Analyst Ratings (WRLD)
Wall Street analysts rate WRLD "None" based on 1 analysts, with a mean price target of USD 185 (range USD 185–185), per Nexqual as of July 25, 2026 at 01:45 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 1 |
| Mean Target | USD 185 |
| High Target | USD 185 |
| Low Target | USD 185 |
| Buy / Hold / Sell | 0 / 1 / 0 |
Earnings (WRLD)
| Next Earnings Date | 2026-07-24 |
|---|---|
| EPS Estimate | USD 0.35 |
| Revenue Estimate | $145.80M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.33 vs est 0.58 ▲ beat |
| 2026-03-31 | USD 7.7 vs est 7.74 ▼ miss |
| 2025-12-31 | USD -0.19 vs est 0.93 ▼ miss |
| 2025-09-30 | USD -0.38 vs est 1.11 ▼ miss |
Source: Nexqual, July 25, 2026 at 01:45 UTC.
Financials & Fundamentals (WRLD)
| Total Revenue | $584.79M |
|---|---|
| Revenue Growth (YoY) | +7.30% |
| Gross Margin | +67.75% |
| Operating Margin | +33.01% |
| Profit Margin | +5.91% |
| ROE | +8.78% |
| Debt / Equity | 188.37 |
| Current Ratio | 14.61 |
| Total Cash | $6.07M |
| Total Debt | $661.19M |
| Free Cash Flow | $14.78M |
Source: Nexqual, July 25, 2026 at 01:45 UTC.
Financial Health Score (WRLD)
Nexqual rates World Acceptance Corp's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 01:45 UTC.
| Growth | Mixed — Revenue +3.7% YoY (annual), slow |
|---|---|
| Profitability | Strong — Gross margin 68%, operating 33% |
| Balance Sheet | Weak — $6M cash vs $661M debt |
| Cash Flow | Mixed — FCF $15M, slim 2.5% margin |
| Efficiency | Mixed — ROE 9%, ROA 5.7% |
Ownership (WRLD)
| Insider Ownership | +19.27% |
|---|---|
| Institutional Ownership | +92.26% |
| Shares Outstanding | 4.64M |
| Float | 2.11M |
| Short % of Float | +304.93% |
Source: Nexqual, July 25, 2026 at 01:45 UTC.
Leadership (WRLD)
World Acceptance Corp is led by John L. Calmes (age 45), Executive VP, Chief Financial & Strategy Officer and Treasurer, per Nexqual as of July 25, 2026 at 01:45 UTC.
| Executive VP, Chief Financial & Strategy Officer and Treasurer | John L. Calmes (age 45) |
|---|---|
| Senior Vice President of Accounting | Scott McIntyre (age 48) |
| Senior Vice President of Human Resources | Alice Lindsay Caulder (age 49) |
| Senior Vice President of Information Technology Strategic Solutions | Jason E. Childers (age 50) |
Major Backers & Investors (WRLD)
Notable institutional backers of World Acceptance Corp include Prescott General Partners LLC, American Century Companies Inc, AQR Capital Management, LLC, according to Nexqual as of July 25, 2026 at 01:45 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Prescott General Partners LLC | 32.45% |
| American Century Companies Inc | 3.52% |
| AQR Capital Management, LLC | 3.33% |
| UBS Group AG | 2.86% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Portfolio | 2.2% |
| Millennium Management | 1.99% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 14.68% |
| Vanguard Group | 7.83% |
| Dimensional Fund Advisors | 4.82% |
| State Street | 2.54% |
Source: Nexqual, July 25, 2026 at 01:45 UTC.
From World Acceptance Corp's Latest SEC 10-K Filing (filed 2026-06-04)
Key Strengths & Strategy (as disclosed to the SEC)
- World Acceptance Corporation engages in consumer finance business in the United States.
- The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals.
- It also provides income tax return preparation and electronic filing services; and automobile club memberships to borrowers.
- The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FCFS | FirstCash Holdings, Inc. | USD 195.06 | ▼ 6.55% |
| CACC | Credit Acceptance Corporation | USD 574.08 | ▼ 5.3% |
| WABC | Westamerica Bancorporation | USD 60.49 | ▲ 0.48% |
| WSFS | WSFS Financial Corporation | USD 79.84 | ▲ 1.24% |
| ECPG | Encore Capital Group Inc | USD 90.16 | ▲ 2.2% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 01:45 UTC. This page is informational and not investment advice.