Oportun Financial Corporation (OPRT) Stock Price & Analysis
Oportun Financial Corporation (OPRT) closed at USD 9.21 on Thursday, October 15, 2026, up 4.90% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 8.78; the Oct 15, 2026 session ranged USD 8.73–9.26 on volume of 533,686 shares. Market capitalization is $423.54M, with a 52-week range of USD 4.03–9.27 (NMS). Source: Nexqual, retrieved October 16, 2026 at 05:21 UTC.
Also available as compact Markdown for AI agents: nexqual.com/OPRT.md
Key facts (OPRT)
- Analysts: Hold (mean 2.50 on a 1–5 scale) (4 analysts), mean target USD 11.5 (range 9–13).
- Total return with dividends: 1Y +75.8% vs S&P 500 +18.1%; 5Y -63.5% vs S&P 500 +85.1%.
- Next earnings: 2026-11-03, EPS estimate USD 0.45, revenue estimate $238M.
Analysts (OPRT)
Consensus Hold (mean 2.50 on a 1–5 scale), 4 analysts; mean target USD 11.5 (low 9, high 13).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-07 | Jefferies | Target raised | Hold | $6 → $9 |
| 2026-08-06 | Stephens & Co. | Target raised | Overweight | $7 → $8 |
Total return (dividends reinvested) (OPRT)
| 1Y (from 2025-10-16) | 5Y (from 2021-10-11) | |
|---|---|---|
| Total return | +75.8% | -63.5% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +76.1% | -18.2% |
| Volatility (annualized) | 61.5% | 83.1% |
| Max drawdown | -31.7% (Jan 2026→Mar 2026) | -92.3% (Nov 2021→Nov 2023) |
Key Statistics (as of October 16, 2026 at 05:21 UTC)
| Price | USD 9.21 |
|---|---|
| Change | ▲ 4.90% (up) |
| Previous Close | USD 8.78 |
| Open | USD 8.8 |
| Day Range | USD 8.73 – 9.26 |
| 52-Week Range | USD 4.03 – 9.27 |
| Volume | 533,686 shares |
| Market Cap | $423.54M |
| Exchange | NMS |
Technical Analysis (OPRT)
Nexqual's technical model rates OPRT "BUY" based on 5 bullish and 2 bearish signals across 127 daily candles, as of October 16, 2026 at 05:21 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 67.82 (neutral) |
| vs SMA50 | Above (USD 7.99) |
| MACD | 0.34 (positive) |
Analyst Ratings (OPRT)
Wall Street analysts rate OPRT "Hold" based on 4 analysts, with a mean price target of USD 11.5 (range USD 9–13), per Nexqual as of October 16, 2026 at 05:21 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 4 |
| Mean Target | USD 11.5 |
| High Target | USD 13 |
| Low Target | USD 9 |
| Buy / Hold / Sell | 2 / 2 / 0 |
Earnings (OPRT)
| Next Earnings Date | 2026-11-03 |
|---|---|
| EPS Estimate | USD 0.45 |
| Revenue Estimate | $237.87M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.42 vs est 0.33 ▲ beat |
| 2026-03-31 | USD 0.21 vs est 0.17 ▲ beat |
| 2025-12-31 | USD 0.27 vs est 0.25 ▲ beat |
| 2025-09-30 | USD 0.39 vs est 0.27 ▲ beat |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Financials & Fundamentals (OPRT)
| Total Revenue | $743.95M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +9.40% |
| Gross Margin | +95.24% |
| Operating Margin | +11.62% |
| Profit Margin | +2.62% |
| ROE | +4.98% |
| Debt / Equity | 6.54 |
| Current Ratio | 51.13 |
| Total Cash | $139.59M |
| Total Debt | $2.66B |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Financial Health Score (OPRT)
Nexqual rates Oportun Financial Corporation's overall financial health "Weak" across five dimensions, as of October 16, 2026 at 05:21 UTC.
| Growth | Weak — Revenue -5% YoY (annual), declining |
|---|---|
| Profitability | Mixed — Operating margin 12% |
| Balance Sheet | Weak — $140M cash vs $2.66B debt |
| Cash Flow | Solid — Operating cash flow $421M (TTM) |
| Efficiency | Weak — ROE 5%, ROA 0.6% |
Ownership (OPRT)
| Insider Ownership | +8.27% |
|---|---|
| Institutional Ownership | +84.71% |
| Shares Outstanding | 45.99M |
| Float | 31.65M |
| Short % of Float | +4.61% |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Leadership (OPRT)
Oportun Financial Corporation is led by Douglas Bland (age 57), CEO & Director, per Nexqual as of October 16, 2026 at 05:21 UTC.
| CEO & Director | Douglas Bland (age 57) |
|---|---|
| Chief Financial Officer | Bill Franklin |
Major Backers & Investors (OPRT)
Notable institutional backers of Oportun Financial Corporation include Forager Capital Management, LLC, Neuberger Berman Group, LLC, Findell Capital Management LLC, according to Nexqual as of October 16, 2026 at 05:21 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Forager Capital Management, LLC | 9.81% |
| Neuberger Berman Group, LLC | 8.47% |
| Findell Capital Management LLC | 6.08% |
| Goldman Sachs | 3.6% |
| Long Focus Capital Management, LLC | 3.3% |
| Simcoe Capital LLC | 2.47% |
| Meros Investment Management, Lp | 2.45% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 10.58% |
| Vanguard Group | 7.49% |
| Dimensional Fund Advisors | 4.6% |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| SWRD | STEWARDS INC | USD 2.59 | ▲ 3.6% |
| GDOT | Green Dot Corporation | USD 12.26 | ▼ 1.13% |
| QFIN | Qfin Holdings, Inc. | USD 5.82 | ▲ 1.22% |
| FINV | FinVolution Group | USD 3.16 | ▲ 2.93% |
| PRAA | PRA Group, Inc. | USD 19.95 | ▼ 2.54% |
| LU | Lufax Holding Ltd | USD 0.88 | ▼ 3.97% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:21 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt