Finance of America Companies Inc. (FOA) Stock Price & Analysis
Finance of America Companies Inc. (FOA) closed at USD 10.99 on Thursday, October 15, 2026, down 1.43% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 11.15; the Oct 15, 2026 session ranged USD 10.91–11.5 on volume of 76,626 shares. Market capitalization is $190.20M, with a 52-week range of USD 10.79–29.79 (NYQ). Source: Nexqual, retrieved October 16, 2026 at 05:19 UTC.
Also available as compact Markdown for AI agents: nexqual.com/FOA.md
Key facts (FOA)
- 1 of 80 tracked superinvestors hold FOA (13F, Q2 2026): 0 new, 0 added, 0 reduced, 1 unchanged.
- Analysts: Buy (mean 2.33 on a 1–5 scale) (3 analysts), mean target USD 31 (range 30–32).
- Total return with dividends: 1Y -49.2% vs S&P 500 +18.1%; 5Y -76.9% vs S&P 500 +85.1%.
- Next earnings: 2026-11-03, EPS estimate USD 1.26, revenue estimate $132M.
Superinvestors (SEC 13F-HR, Q2 2026) (FOA)
1 of 80 tracked investors hold FOA. Change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Leon Cooperman | Omega Family Office | 1.00% | $35.4M | Unchanged |
Analysts (FOA)
Consensus Buy (mean 2.33 on a 1–5 scale), 3 analysts; mean target USD 31 (low 30, high 32).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-08-05 | B. Riley Securities | Target raised | Buy | $25 → $32 |
Total return (dividends reinvested) (FOA)
| 1Y (from 2025-10-16) | 5Y (from 2021-10-11) | |
|---|---|---|
| Total return | -49.2% | -76.9% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | -49.3% | -25.4% |
| Volatility (annualized) | 47.3% | 70.6% |
| Max drawdown | -60.6% (Jul 2026→Oct 2026) | -91.7% (Nov 2021→Jul 2024) |
Key Statistics (as of October 16, 2026 at 05:19 UTC)
| Price | USD 10.99 |
|---|---|
| Change | ▼ 1.43% (down) |
| Previous Close | USD 11.15 |
| Open | USD 11.19 |
| Day Range | USD 10.91 – 11.5 |
| 52-Week Range | USD 10.79 – 29.79 |
| Volume | 76,626 shares |
| Market Cap | $190.20M |
| Exchange | NYQ |
Technical Analysis (FOA)
Nexqual's technical model rates FOA "SELL" based on 3 bullish and 5 bearish signals across 127 daily candles, as of October 16, 2026 at 05:19 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 17.72 (oversold) |
| vs SMA50 | Below (USD 16.5) |
| MACD | -1.38 (negative) |
Analyst Ratings (FOA)
Wall Street analysts rate FOA "Buy" based on 3 analysts, with a mean price target of USD 31 (range USD 30–32), per Nexqual as of October 16, 2026 at 05:19 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 31 |
| High Target | USD 32 |
| Low Target | USD 30 |
| Buy / Hold / Sell | 2 / 1 / 0 |
Earnings (FOA)
| Next Earnings Date | 2026-11-03 |
|---|---|
| EPS Estimate | USD 1.26 |
| Revenue Estimate | $132.34M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.84 vs est 1.09 ▼ miss |
| 2026-03-31 | USD 1.1 vs est 0.84 ▲ beat |
| 2025-09-30 | USD 1.33 vs est 0.67 ▲ beat |
Source: Nexqual, October 16, 2026 at 05:19 UTC.
Financials & Fundamentals (FOA)
| Total Revenue | $336.99M |
|---|---|
| Revenue Growth (latest quarter, YoY) | -64.80% |
| Gross Margin | +71.13% |
| Operating Margin | -67.55% |
| Profit Margin | -0.10% |
| ROE | -9.93% |
| Debt / Equity | 29.68 |
| Current Ratio | 10.62 |
| Total Cash | $85.28M |
| Total Debt | $12.07B |
Source: Nexqual, October 16, 2026 at 05:19 UTC.
Financial Health Score (FOA)
Nexqual rates Finance of America Companies Inc.'s overall financial health "Critical" across five dimensions, as of October 16, 2026 at 05:19 UTC.
| Growth | Critical — Revenue -100% YoY (annual), sharp decline |
|---|---|
| Profitability | Weak — Not yet profitable — scaling phase |
| Balance Sheet | Weak — $85M cash vs $12.1B debt |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: Mortgage Bankers & Loan Correspondents) |
| Efficiency | Critical — ROE -10%, ROA -0.1% |
Ownership (FOA)
| Insider Ownership | +48.72% |
|---|---|
| Institutional Ownership | +59.77% |
| Shares Outstanding | 9.22M |
| Float | 3.53M |
| Short % of Float | +11.15% |
Source: Nexqual, October 16, 2026 at 05:19 UTC.
Leadership (FOA)
Finance of America Companies Inc. is led by Graham A. Fleming (age 56), Chief Executive Officer, per Nexqual as of October 16, 2026 at 05:19 UTC.
| Chief Executive Officer | Graham A. Fleming (age 56) |
|---|---|
| Founder & Chairman of the Board | Brian L. Libman (age 59) |
| President | Kristen N. Sieffert (age 44) |
| Senior VP of Finance & CFO | Michael Fant |
| CFO & Principal Accounting Officer | Matthew A. Engel (age 58) |
Major Backers & Investors (FOA)
Notable institutional backers of Finance of America Companies Inc. include Cooperman, Leon G., Beach Point Capital Management LP, American Century Companies Inc, according to Nexqual as of October 16, 2026 at 05:19 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Cooperman, Leon G. | 13.95% |
| Beach Point Capital Management LP | 10.07% |
| American Century Companies Inc | 3.32% |
| Brigade Capital Management, LP | 3.04% |
| Purpose Unlimited Inc. | 1.19% |
| RBF Capital, LLC | 1.11% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 6.26% |
| BlackRock | 5.25% |
| Dimensional Fund Advisors | 1.75% |
| Geode Capital | 1.25% |
Source: Nexqual, October 16, 2026 at 05:19 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| SWRD | STEWARDS INC | USD 2.59 | ▲ 3.6% |
| GDOT | Green Dot Corporation | USD 12.26 | ▼ 1.13% |
| QFIN | Qfin Holdings, Inc. | USD 5.82 | ▲ 1.22% |
| FINV | FinVolution Group | USD 3.16 | ▲ 2.93% |
| PRAA | PRA Group, Inc. | USD 19.95 | ▼ 2.54% |
| LU | Lufax Holding Ltd | USD 0.88 | ▼ 3.97% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:19 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt