Vroom, Inc. (VRM) Stock Price & Analysis
Vroom, Inc. (VRM) closed at USD 7.81 on Thursday, October 22, 2026, down 6.02% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 8.31; the Oct 22, 2026 session ranged USD 7.76–8.05 on volume of 5,011 shares. Market capitalization is $40.88M, with a 52-week range of USD 6.8–27.75 (NGM). Source: Nexqual, retrieved October 23, 2026 at 11:22 UTC.
Also available as compact Markdown for AI agents: nexqual.com/VRM.md
Key facts (VRM)
- Last four reported quarters (through Jun 30, 2026): revenue $158M, net income -$56.6M (-35.9% margin), free cash flow $70.9M (SEC filings).
- 1 of 80 tracked superinvestors hold VRM (13F, Q2 2026): 0 new, 0 added, 0 reduced, 1 unchanged.
- Insider open-market sales, last ~7 months: 2 Form 4 filings, $113K; 2 not under a Rule 10b5-1 plan ($113K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Insider open-market purchases, last ~7 months: 2 Form 4 filings, $225K; 0 by opportunistic insiders, 0 by routine insiders.
- Analysts: None.
- Total return with dividends: 1Y -68.8% vs S&P 500 +14.9%; 5Y -68.3% vs S&P 500 +80.3%.
- Next earnings: 2026-11-09, EPS estimate USD —, revenue estimate $0K.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (VRM)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $3.18B | $1.95B | $893M | $169M | $158M | $158M |
| Gross profit | $202M | $245M | $162M | — | — | — |
| Operating income | -$359M | -$572M | -$270M | — | — | — |
| Net income | -$371M | -$452M | -$365M | -$165M | -$53.0M | -$56.6M |
| EPS (diluted) | -$2.72 | -$262.15 | -$209.17 | -$91.07 | -$10.24 | — |
| Free cash flow | -$597M | -$133M | -$536M | -$101M | $68.1M | $70.9M |
| Gross margin | 6.3% | 12.6% | 18.1% | — | — | — |
| Operating margin | -11.3% | -29.3% | -30.3% | — | — | — |
| Net margin | -11.6% | -23.2% | -40.8% | -97.8% | -33.7% | -35.9% |
| Revenue growth | +134.5% | -38.8% | -54.2% | -81.1% | -6.7% | — |
| Cash + short-term investments | $1.13B | $399M | $136M | $29.3M | $10.4M | — |
| Total debt | $611M | $449M | $627M | $381M | $423M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (VRM)
P/S 0.3x · EV/Sales 3.3x · P/FCF 0.6x · P/B 0.4x · FCF yield 173.55% · Earnings yield -138.47% · Net debt $473M · EV $514M
Superinvestors (SEC 13F-HR, Q2 2026) (VRM)
1 of 80 tracked investors hold VRM. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Bill Miller | Miller Value Partners | 0.11% | $450K | Unchanged |
Insider sales (SEC Form 4, open-market, last ~7 months) (VRM)
0 of 2 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-06-15 | Mylod Robert J Jr | Director | 15,595 | $113K | 46.8% | No | Too little history (no open-market trades in 2025) |
| 2026-05-08 | Corrales Anna-Lisa Christina | CLO, CCO, Secretary | 35 | $0K | 0.1% | No | Too little history (no open-market trades in 2023 or 2024) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Insider purchases (SEC Form 4, open-market, last ~7 months) (VRM)
2 purchases, $225K. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.
| Trade date | Insider | Role | Shares | Value | Avg price | Insider type |
|---|---|---|---|---|---|---|
| 2026-06-15 | Mudrick Capital Management, L.P. | Director | 15,595 | $113K | 7.22 | Too little history (no open-market trades in 2023 or 2024) |
| 2026-06-15 | Mudrick Capital Management, L.P. | Director | 15,595 | $113K | 7.22 | Too little history (no open-market trades in 2023 or 2024) |
Analysts (VRM)
Consensus None.
Total return (dividends reinvested) (VRM)
| 1Y (from 2025-10-23) | 5Y (from 2025-02-17) | |
|---|---|---|
| Total return | -68.8% | -68.3% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | -68.9% | -49.6% |
| Volatility (annualized) | 101.3% | 85.8% |
| Max drawdown | -73.8% (Dec 2025→Jul 2026) | -81.7% (Apr 2025→Jul 2026) |
VRM suppliers, customers and competitors (named in its 10-K)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Partner | United Auto Credit | “Changes in demographics and population, local and regional downturns, or severe weather conditions and other catastrophic occurrences in any of the states where UACC has a high concentration of borrowers or dealership partners could result in payment delays and increased risk of losses, which could materially and adversely affect our revenues and results of operations.” |
Quoted from the company's 10-K filed Mar 26, 2026.
VRM company outlook (results filed Aug 4, 2026)
- “The foregoing estimates are forward-looking statements that reflect the Company's expectations as of August 4, 2026 and are subject to substantial uncertainty.”
Quoted word-for-word from the SEC 8-K results press release.
VRM analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter | — | — | — | $0 | — |
| Next quarter | — | — | — | $0 | — |
| Current fiscal year | — | — | — | $0 | — |
| Next fiscal year | — | — | — | $0 | — |
Key Statistics (as of October 23, 2026 at 11:22 UTC)
| Price | USD 7.81 |
|---|---|
| Change | ▼ 6.02% (down) |
| Previous Close | USD 8.31 |
| Open | USD 7.94 |
| Day Range | USD 7.76 – 8.05 |
| 52-Week Range | USD 6.8 – 27.75 |
| Volume | 5,011 shares |
| Market Cap | $40.88M |
| Exchange | NGM |
Technical Analysis (VRM)
Nexqual's technical model rates VRM "SELL" based on 3 bullish and 5 bearish signals across 127 daily candles, as of October 23, 2026 at 11:22 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 27.24 (oversold) |
| vs SMA50 | Below (USD 9.52) |
| MACD | -0.36 (negative) |
Analyst Ratings (VRM)
Wall Street analysts rate VRM "None", per Nexqual as of October 23, 2026 at 11:22 UTC.
| Consensus Rating | None |
|---|
Earnings (VRM)
| Next Earnings Date | 2026-11-09 |
|---|
Source: Nexqual, October 23, 2026 at 11:22 UTC.
Financials & Fundamentals (VRM)
| Total Revenue | $208.12M |
|---|---|
| Revenue Growth (latest quarter, YoY) | -4.20% |
| Gross Margin | +65.90% |
| Operating Margin | +30.89% |
| Profit Margin | -27.81% |
| ROE | -42.80% |
| Debt / Equity | 6.43 |
| Current Ratio | 3.37 |
| Total Cash | $16.36M |
| Total Debt | $778.62M |
| Free Cash Flow (last four quarters to Jun 2026, SEC 10-Q / 10-K) | $70.95M (44.9% of revenue) |
Source: Nexqual, October 23, 2026 at 11:22 UTC.
Financial Health Score (VRM)
Nexqual rates Vroom, Inc.'s overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 11:22 UTC.
| Growth | Critical — Revenue -54% YoY (annual), sharp decline |
|---|---|
| Profitability | Strong — Gross margin 66%, operating 31% (last 12 months) |
| Balance Sheet | Weak — $16M cash and investments vs $489M debt (Jun 2026, SEC) |
| Cash Flow | Strong — FCF $71M (last 4 quarters to Jun 2026, SEC), 45% margin |
| Efficiency | Critical — ROE -43%, ROA 0.4% |
Ownership (VRM)
| Insider Ownership | +3.48% |
|---|---|
| Institutional Ownership | +93.00% |
| Shares Outstanding | 5.23M |
| Float | 742,703 |
| Short % of Float | +2.41% |
Source: Nexqual, October 23, 2026 at 11:22 UTC.
Leadership (VRM)
Vroom, Inc. is led by Thomas H. Shortt, CEO & Director, per Nexqual as of October 23, 2026 at 11:22 UTC.
| CEO & Director | Thomas H. Shortt |
|---|---|
| CFO & Treasurer | Jonathan R. Sandison |
Major Backers & Investors (VRM)
Notable institutional backers of Vroom, Inc. include Silverback Asset Management Llc, Bank of America Corporation, Miller Value Partners, LLC, according to Nexqual as of October 23, 2026 at 11:22 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Silverback Asset Management Llc | 8.58% |
| Bank of America Corporation | 4.78% |
| Miller Value Partners, LLC | 1.12% |
| Advisor Managed Portfolios-Miller Value Partners Appreciation ETF | 1.12% |
| Marshall Wace LLP | 0.93% |
| Catterton Management Company, L.L.C. | 0.44% |
| Fidelity | 0.2% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 0.39% |
| Geode Capital | 0.26% |
Source: Nexqual, October 23, 2026 at 11:22 UTC.
From Vroom, Inc.'s Latest SEC 10-K Filing (filed 2026-03-26)
Key Strengths & Strategy (as disclosed to the SEC)
- Further, the laws of certain countries do not protect proprietary rights to the same extent as the laws of the United States, and, therefore, in certain jurisdictions, we may be unable to protect our proprietary technology, brands, or other intellectual property.
- The Company previously operated an end-to-end ecommerce platform to buy and sell used vehicles through its subsidiary Vroom Automotive, LLC.
- We generally enter into confidentiality agreements and invention assignment agreements with our employees and consultants to control access to, and clarify ownership of, our proprietary rights and information.
- In 2025, our technology teams made substantial progress towards modernizing our infrastructure to drive speed and scalability.
Partnerships
- As part of the enrollment process, a new dealer is required to enter into a dealer agreement with UACC that defines the parties' respective rights and obligations.
Legal & Regulatory Risks (Item 1A, quoted)
- We are, and may in the future be, subject to legal proceedings in the ordinary course of our business. If the outcomes of these proceedings are adverse to us, it could have a material adverse effect on our business, financial condition and results of operations.
- Risks Related to Cybersecurity and Privacy
- Risks Related to Laws and Regulations
- We operate in a highly regulated industry and are subject to a wide range of federal, state and local laws and regulations and executive orders. Failure to comply with these laws, regulations and executive orders could have a material adverse effect on our business, financial condition and results of operations.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
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Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 11:22 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt