Regional Management Corp. (RM) Stock Price & Analysis
Regional Management Corp. (RM) closed at USD 34.47 on Thursday, October 15, 2026, up 3.27% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 33.38; the Oct 15, 2026 session ranged USD 33.8–34.85 on volume of 133,614 shares. Market capitalization is $318.01M, with a 52-week range of USD 29.89–44.3 (NYQ). Source: Nexqual, retrieved October 16, 2026 at 05:22 UTC.
Also available as compact Markdown for AI agents: nexqual.com/RM.md
Key facts (RM)
- Analysts: Buy (mean 1.67 on a 1–5 scale) (3 analysts), mean target USD 43.83 (range 38.5–50).
- Total return with dividends: 1Y -8.0% vs S&P 500 +18.1%; 5Y -28.4% vs S&P 500 +85.1%.
- Next earnings: 2026-10-28, EPS estimate USD 1.5, revenue estimate $175M.
Analysts (RM)
Consensus Buy (mean 1.67 on a 1–5 scale), 3 analysts; mean target USD 43.83 (low 38.5, high 50).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-30 | Citizens | Target lowered | Market Outperform | $45 → $43 |
Total return (dividends reinvested) (RM)
| 1Y (from 2025-10-16) | 5Y (from 2021-10-11) | |
|---|---|---|
| Total return | -8.0% | -28.4% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | -8.0% | -6.5% |
| Volatility (annualized) | 48.3% | 39.4% |
| Max drawdown | -29.9% (Jul 2026→Sep 2026) | -60.9% (Nov 2021→Nov 2023) |
Key Statistics (as of October 16, 2026 at 05:22 UTC)
| Price | USD 34.47 |
|---|---|
| Change | ▲ 3.27% (up) |
| Previous Close | USD 33.38 |
| Open | USD 33.73 |
| Day Range | USD 33.8 – 34.85 |
| 52-Week Range | USD 29.89 – 44.3 |
| Volume | 133,614 shares |
| Market Cap | $318.01M |
| Exchange | NYQ |
Technical Analysis (RM)
Nexqual's technical model rates RM "BUY" based on 5 bullish and 1 bearish signals across 127 daily candles, as of October 16, 2026 at 05:22 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 63.52 (neutral) |
| vs SMA50 | Above (USD 32.58) |
| MACD | 0.37 (positive) |
Analyst Ratings (RM)
Wall Street analysts rate RM "Buy" based on 3 analysts, with a mean price target of USD 43.83 (range USD 38.5–50), per Nexqual as of October 16, 2026 at 05:22 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 43.83 |
| High Target | USD 50 |
| Low Target | USD 38.5 |
| Buy / Hold / Sell | 3 / 0 / 0 |
Earnings (RM)
| Next Earnings Date | 2026-10-28 |
|---|---|
| EPS Estimate | USD 1.5 |
| Revenue Estimate | $174.69M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.85 vs est 0.81 ▲ beat |
| 2026-03-31 | USD 1.18 vs est 0.98 ▲ beat |
| 2025-12-31 | USD 1.3 vs est 1.29 ▲ beat |
| 2025-09-30 | USD 1.42 vs est 1.43 ▼ miss |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Financials & Fundamentals (RM)
| Total Revenue | $647.84M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +6.00% |
| Gross Margin | +59.75% |
| Operating Margin | +20.81% |
| Profit Margin | +7.23% |
| ROE | +12.63% |
| Debt / Equity | 4.54 |
| Current Ratio | 64.04 |
| Total Cash | $6.80M |
| Total Debt | $1.72B |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Financial Health Score (RM)
Nexqual rates Regional Management Corp.'s overall financial health "Mixed" across five dimensions, as of October 16, 2026 at 05:22 UTC.
| Growth | Solid — Revenue +10% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 60%, operating 21% |
| Balance Sheet | Weak — $7M cash vs $1.72B debt |
| Cash Flow | Solid — Operating cash flow $329M (TTM) |
| Efficiency | Mixed — ROE 13%, ROA 4.6% |
Ownership (RM)
| Insider Ownership | +10.10% |
|---|---|
| Institutional Ownership | +90.33% |
| Shares Outstanding | 9.23M |
| Float | 6.53M |
| Short % of Float | +4.67% |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Leadership (RM)
Regional Management Corp. is led by Lakhbir S. Lamba (age 51), President, CEO & Director, per Nexqual as of October 16, 2026 at 05:22 UTC.
| President, CEO & Director | Lakhbir S. Lamba (age 51) |
|---|---|
| Executive VP and Chief Financial & Administrative Officer | Harpreet Rana (age 53) |
| Executive VP and Chief Strategy & Development Officer | Brian J. Fisher (age 41) |
Major Backers & Investors (RM)
Notable institutional backers of Regional Management Corp. include Forager Capital Management, LLC, Basswood Capital Management, L.L.C., American Century Companies Inc, according to Nexqual as of October 16, 2026 at 05:22 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Forager Capital Management, LLC | 10.28% |
| Basswood Capital Management, L.L.C. | 9.27% |
| American Century Companies Inc | 6.08% |
| LSV Asset Management | 3.7% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 3.66% |
| Tieton Capital Management, LLC | 3.45% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 16.37% |
| Dimensional Fund Advisors | 7.49% |
| Vanguard Group | 7.19% |
| Geode Capital | 2.44% |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| SWRD | STEWARDS INC | USD 2.59 | ▲ 3.6% |
| GDOT | Green Dot Corporation | USD 12.26 | ▼ 1.13% |
| QFIN | Qfin Holdings, Inc. | USD 5.82 | ▲ 1.22% |
| FINV | FinVolution Group | USD 3.16 | ▲ 2.93% |
| PRAA | PRA Group, Inc. | USD 19.95 | ▼ 2.54% |
| LU | Lufax Holding Ltd | USD 0.88 | ▼ 3.97% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:22 UTC. This page is informational and not investment advice.
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