Regional Management Corp. (RM) Stock Price & Analysis
Regional Management Corp. (RM) rose 1.31% to USD 41.65 as of July 26, 2026 at 06:44 UTC, according to Nexqual real-time market data.
RM last closed at USD 41.11; the session ranged USD 41.07–42.91 on volume of 63,142 shares. Market capitalization is —, with a 52-week range of USD 30.46–46 (NYQ). Source: Nexqual, July 26, 2026 at 06:44 UTC.
Key Statistics (as of July 26, 2026 at 06:44 UTC)
| Price | USD 41.65 |
|---|---|
| Change | ▲ 1.31% (up) |
| Previous Close | USD 41.11 |
| Open | USD 41.4 |
| Day Range | USD 41.07 – 42.91 |
| 52-Week Range | USD 30.46 – 46 |
| Volume | 63,142 shares |
| Market Cap | — |
| Exchange | NYQ |
Technical Analysis (RM)
Nexqual's technical model rates RM "BUY" based on 4 bullish and 1 bearish signals across 125 daily candles, as of July 26, 2026 at 06:44 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 55.75 (neutral) |
| vs SMA50 | Above (USD 38.55) |
| MACD | 0.93 (positive) |
Analyst Ratings (RM)
Wall Street analysts rate RM "Buy" based on 3 analysts, with a mean price target of USD 48 (range USD 45–50), per Nexqual as of July 26, 2026 at 06:44 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 48 |
| High Target | USD 50 |
| Low Target | USD 45 |
| Buy / Hold / Sell | 3 / 1 / 0 |
Earnings (RM)
| Next Earnings Date | 2026-07-29 |
|---|---|
| EPS Estimate | USD 0.81 |
| Revenue Estimate | $171.37M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 1.18 vs est 0.98 ▲ beat |
| 2025-12-31 | USD 1.3 vs est 1.29 ▲ beat |
| 2025-09-30 | USD 1.42 vs est 1.43 ▼ miss |
| 2025-06-30 | USD 1.03 vs est 0.72 ▲ beat |
Source: Nexqual, July 26, 2026 at 06:44 UTC.
Financials & Fundamentals (RM)
| Total Revenue | $638.78M |
|---|---|
| Revenue Growth (YoY) | +9.60% |
| Gross Margin | +60.50% |
| Operating Margin | +23.29% |
| Profit Margin | +7.64% |
| ROE | +13.30% |
| Debt / Equity | 441.85 |
| Current Ratio | 40.7 |
| Total Cash | $4.86M |
| Total Debt | $1.66B |
| Free Cash Flow | $-112.62M |
Source: Nexqual, July 26, 2026 at 06:44 UTC.
Financial Health Score (RM)
Nexqual rates Regional Management Corp.'s overall financial health "Mixed" across five dimensions, as of July 26, 2026 at 06:44 UTC.
| Growth | Solid — Revenue +10% YoY (latest Q) |
|---|---|
| Profitability | Strong — Gross margin 61%, operating 23% |
| Balance Sheet | Weak — $5M cash vs $1.66B debt |
| Cash Flow | Weak — FCF negative: -$113M, burning cash |
| Efficiency | Mixed — ROE 13%, ROA 4.8% |
Ownership (RM)
| Insider Ownership | +10.02% |
|---|---|
| Institutional Ownership | +88.87% |
| Float | 6.53M |
| Short % of Float | +6.19% |
Source: Nexqual, July 26, 2026 at 06:44 UTC.
Leadership (RM)
Regional Management Corp. is led by Lakhbir S. Lamba (age 51), President, CEO & Director, per Nexqual as of July 26, 2026 at 06:44 UTC.
| President, CEO & Director | Lakhbir S. Lamba (age 51) |
|---|---|
| Executive VP and Chief Financial & Administrative Officer | Harpreet Rana (age 53) |
| Executive VP and Chief Strategy & Development Officer | Brian J. Fisher (age 41) |
Major Backers & Investors (RM)
Notable institutional backers of Regional Management Corp. include Forager Capital Management, LLC, Basswood Capital Management, L.L.C., American Century Companies Inc, according to Nexqual as of July 26, 2026 at 06:44 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Forager Capital Management, LLC | 11.07% |
| Basswood Capital Management, L.L.C. | 8.91% |
| American Century Companies Inc | 5.52% |
| LSV Asset Management | 3.73% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 3.67% |
| Tieton Capital Management, LLC | 3.48% |
| Renaissance Technologies | 2.42% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 16.01% |
| Dimensional Fund Advisors | 7.52% |
| Vanguard Group | 7.4% |
Source: Nexqual, July 26, 2026 at 06:44 UTC.
From Regional Management Corp.'s Latest SEC 10-K Filing (filed 2026-02-20)
Key Strengths & Strategy (as disclosed to the SEC)
- Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States.
- It offers small and large loans, and related payment and collateral protection insurance products.
- The company also provides optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accidental and health insurance, involuntary unemployment insurance, and personal property insurance; and reinsurance services.
- In addition, its loans are sourced through branches, direct mail campaigns, digital partners, and consumer website.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| NBHC | National Bank Holdings Corporat | USD 43.33 | ▼ 0.85% |
| RBB | RBB Bancorp | USD 26.28 | ▼ 0.64% |
| HBCP | Home Bancorp, Inc. | USD 70.21 | ▲ 1.34% |
| PFIS | Peoples Financial Services Corp | USD 69.44 | ▲ 2.59% |
| QCRH | QCR Holdings, Inc. | USD 100.15 | ▲ 4.01% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 26, 2026 at 06:44 UTC. This page is informational and not investment advice.